Expense Tracker & Manager
Last updated: March 7, 2026
View on Google PlayBy accessing or using the App, you confirm that you have read, understood, and agree to be bound by these Terms, as well as our Privacy Policy, which is incorporated herein by reference. These Terms apply to all users of the App, regardless of location or jurisdiction.
Your use of the App is also subject to the Google Play Terms of Service. In the event of a conflict between these Terms and Google Play's terms regarding in-app purchases or subscriptions, Google Play's terms shall prevail with respect to those specific matters.
If you are using the App on behalf of an organization, you represent and warrant that you have the authority to bind that organization to these Terms.
Expense Tracker & Manager is a personal finance management application designed to help users:
The App is a personal budgeting and organizational tool. It does not provide financial advice, banking services, investment recommendations, tax guidance, or any professional financial services. The App is not a substitute for qualified professional financial advice.
The App does not require user registration or the creation of an account. You can start using the App immediately after installation without providing any personal information.
No login credentials, email addresses, or other identifying information are required to access the App's core features.
All data you enter into the App — including income records, expense records, budgets, saving goals, notes, and preferences — is stored locally on your device only.
We do not collect, transmit, upload, or store your financial data on any external servers. Your financial information never leaves your device through the App.
You retain full ownership of all data and content you enter into the App. We do not claim any ownership, license, or rights over your personal financial data.
You are solely responsible for the accuracy, completeness, and legality of the data you enter into the App. We do not verify, validate, or audit any financial information entered by users.
Since all data is stored locally, uninstalling the App, clearing app data, performing a factory reset, or transferring to a new device without proper backup will result in permanent and irreversible loss of all your data. We are not responsible for any data loss resulting from device damage, app uninstallation, operating system updates, device theft, hardware failure, or any other cause.
Users are responsible for maintaining backups of their device data. Since all app data is stored locally on the user's device, we strongly recommend using device backup features provided by the operating system (such as Google Backup) to prevent accidental loss of information.
We do not provide cloud backup, data synchronization, or data recovery services for the App.
The App offers optional Premium subscription plans that provide additional benefits, including:
Subscription plans are available as:
A 7-day free trial may be offered for eligible subscription plans. If you do not cancel before the trial period ends, your subscription will automatically convert to a paid subscription and you will be charged the applicable subscription fee. Only one free trial is available per Google Play account.
All subscription purchases and payments are processed exclusively through the Google Play Store. Payment will be charged to your Google Play account at confirmation of purchase.
Subscription prices may vary depending on your country or region due to local pricing policies, taxes, or currency conversions applied by the Google Play Store. The applicable price will always be displayed in the Google Play Store before you confirm your purchase.
We reserve the right to adjust subscription pricing in the future. Any price changes will be communicated through the Google Play Store in accordance with Google Play's policies and will only apply to future billing cycles. Existing subscriptions will continue at the previously agreed price unless otherwise required by applicable law or notified in advance.
You may cancel your subscription at any time through your Google Play account settings. Cancellation will take effect at the end of the current billing period. After cancellation, you will continue to have access to Premium features until the current subscription period expires. No partial refunds are issued for unused portions of a billing period.
Uninstalling the App does not automatically cancel an active subscription. You must cancel your subscription separately through the Google Play Store to avoid further charges.
Refund requests are handled by the Google Play Store in accordance with Google Play's refund policy. We do not directly process refunds. If you believe you are entitled to a refund, please contact Google Play support. You may also contact us for assistance, and we will help facilitate your request where possible.
The free version of the App displays advertisements provided by Google AdMob, including:
Advertisements are served by third-party ad networks. We are not responsible for the content, accuracy, legality, or availability of advertisements displayed in the App. Interacting with advertisements is at your own risk.
Premium subscribers will not see any advertisements within the App.
Advertisements in the App are provided by third-party advertising partners such as Google AdMob. These advertising partners may automatically collect certain information including:
This information may be used to deliver personalized or contextual advertisements. The collection and processing of such information is governed by the privacy policies of the respective advertising providers. You may opt out of personalized advertising through your device settings.
For full details on how advertising data is collected and processed, please refer to our Privacy Policy.
You agree to use the App only for its intended purpose — personal finance management. You agree not to:
Violation of these restrictions may result in termination of your license to use the App.
All intellectual property rights in and to the App — including but not limited to the design, graphics, user interface, source code, object code, text, logos, icons, and trademarks — are owned by DreamTech.VN or its licensors and are protected by applicable intellectual property laws.
Subject to these Terms, we grant you a limited, non-exclusive, non-transferable, non-sublicensable, revocable license to download, install, and use the App on a compatible Android device that you own or control, solely for your personal, non-commercial purposes.
This license does not grant any ownership rights to the App or its intellectual property. You may not use the App for any purpose not expressly permitted by these Terms.
This license is automatically revoked if you violate any of these Terms. Upon revocation, you must immediately cease all use of the App and delete all copies from your devices.
The App is provided on an "AS IS" and "AS AVAILABLE" basis without warranties of any kind, whether express, implied, statutory, or otherwise, including but not limited to:
Some jurisdictions do not allow the exclusion of certain warranties. In such jurisdictions, the above exclusions may not apply to you, and you may have additional rights under applicable law.
Any financial summaries, statistics, insights, charts, or reports generated by the App are intended for informational and organizational purposes only. The App does not provide financial, investment, accounting, tax, or legal advice of any kind.
Users remain solely responsible for any financial decisions they make based on information entered into or displayed by the App. The App should not be relied upon as the sole basis for making financial decisions. You should consult qualified professionals for financial, tax, legal, or accounting advice.
We make no representations or warranties regarding the accuracy of any calculations, currency conversions, or financial summaries generated by the App.
We do not guarantee that the App will be compatible with all devices, operating systems, or software configurations. Certain features may behave differently or be unavailable depending on device capabilities, system settings, screen sizes, or platform restrictions.
We strive to maintain the availability and functionality of the App. However, we do not guarantee uninterrupted or error-free access to the App. Temporary interruptions may occur due to:
To the maximum extent permitted by applicable law, DreamTech.VN, its developer (Nguyễn Đức Minh), and its affiliates shall not be liable for any:
Our total aggregate liability to you for any and all claims arising from or relating to the App or these Terms shall not exceed the greater of: (a) the amount you have paid to us (if any) in the twelve (12) months preceding the claim, or (b) ten US dollars (USD $10).
Some jurisdictions do not allow the limitation or exclusion of liability for incidental or consequential damages. In such jurisdictions, our liability shall be limited to the maximum extent permitted by applicable law.
You agree to indemnify, defend, and hold harmless DreamTech.VN, its developer, affiliates, and service providers from and against any claims, liabilities, damages, losses, costs, and expenses (including reasonable legal fees) arising out of or related to:
This indemnification obligation shall survive the termination of these Terms and your use of the App.
The App integrates with the following third-party services:
We do not control and are not responsible for the availability, accuracy, policies, practices, or content of any third-party services integrated into the App. Your use of these third-party services is subject to their respective terms of service and privacy policies.
We are not liable for any damages, losses, or issues arising from the use, unavailability, or malfunction of any third-party services.
Relevant third-party policies:
We may release updates to the App from time to time to improve functionality, fix bugs, address security vulnerabilities, or add new features. While we strive to maintain the App, we reserve the right to:
We are not liable for any modification, suspension, or discontinuation of the App or any part thereof. Continued use of the App after an update constitutes acceptance of any modified functionality.
The App is not directed at children under the age of 13 (or the minimum age required in your jurisdiction). By using the App, you represent that you are at least 13 years of age, or that you are using the App with the consent and supervision of a parent or legal guardian.
If we learn that we have inadvertently collected information from a child under 13 without verified parental consent, we will take appropriate steps to delete such information promptly.
We reserve the right to terminate or restrict your access to the App at any time, without prior notice or liability, for any reason, including but not limited to a breach of these Terms.
You may terminate your use of the App at any time by uninstalling it from your device. Upon termination:
Sections that by their nature should survive termination (including but not limited to Disclaimers, Limitation of Liability, Indemnification, and Governing Law) shall survive any termination of these Terms.
We shall not be held responsible for any failure or delay in performing our obligations under these Terms if such failure results from events beyond our reasonable control. These events may include, but are not limited to:
Before filing any formal legal claim, you agree to first attempt to resolve any dispute informally by contacting us at minhnd.dreamtech.vn@gmail.com. We will attempt to resolve the dispute within thirty (30) days of receiving your notice.
If a dispute cannot be resolved informally, either party may initiate formal proceedings. Any legal action or proceeding relating to these Terms shall be brought exclusively in the competent courts of Vietnam, and you consent to the jurisdiction and venue of such courts.
Any claim or cause of action arising out of or related to these Terms or the App must be filed within one (1) year after the claim arose, or it shall be permanently barred, unless a longer period is required by applicable law.
If any provision of these Terms is found to be invalid, illegal, or unenforceable under applicable law by a court or tribunal of competent jurisdiction, the remaining provisions shall remain valid and enforceable to the fullest extent permitted by law.
The invalid or unenforceable provision shall be modified to the minimum extent necessary to make it valid and enforceable, while preserving the original intent of the provision as closely as possible.
The failure of DreamTech.VN to enforce any right or provision of these Terms shall not constitute a waiver of such right or provision. Any waiver of any provision of these Terms will be effective only if in writing and signed by DreamTech.VN.
You may not assign, transfer, or delegate your rights or obligations under these Terms without our prior written consent. We may assign, transfer, or delegate our rights and obligations under these Terms without restriction, including in connection with a merger, acquisition, reorganization, or sale of assets.
The App may be subject to export control laws and regulations. You agree not to export, re-export, or transfer the App in violation of any applicable export laws, including but not limited to the export laws of Vietnam, the United States, or any other applicable jurisdiction.
These Terms, together with the Privacy Policy and any other legal notices or policies published by us in connection with the App, constitute the entire agreement between you and DreamTech.VN regarding your use of the App.
These Terms supersede any prior agreements, understandings, or arrangements between you and DreamTech.VN, whether written or oral, relating to the subject matter hereof.
We reserve the right to modify these Terms at any time at our sole discretion. Changes will be posted on this page with an updated "Last updated" date. For material changes, we may also notify you through the App or the Google Play Store listing.
Your continued use of the App after any changes to these Terms constitutes your acceptance of the revised Terms. If you do not agree to the revised Terms, you must stop using the App. We encourage you to review these Terms periodically.
These Terms shall be governed by and construed in accordance with the laws of the Socialist Republic of Vietnam, without regard to its conflict of law provisions. Any disputes arising from or related to these Terms or the App shall be resolved through the competent courts of Vietnam.
If you are a consumer residing in a jurisdiction with mandatory consumer protection laws (such as the European Union), nothing in these Terms shall deprive you of any rights you may have under those laws that cannot be contractually waived or limited.
If you have any questions, concerns, or feedback regarding these Terms of Service, please contact us:
We will make reasonable efforts to respond to inquiries and support requests submitted through the provided contact email. However, response times may vary depending on request volume, complexity of the inquiry, and other circumstances. We aim to respond within a reasonable timeframe.