Privacy Policy

1Information We Collect

1.1 Personal Information

The App does not require user registration and does not directly collect personally identifiable information such as:

• Full name
• Email address
• Phone number
• Home address
• Bank account or payment information

However, third-party services such as Google AdMob and Google Analytics for Firebase may automatically collect certain device and usage information as described below.

1.2 User-Entered Financial Data

The App allows users to manually enter financial information, including:

• Income and expenses
• Notes
• Categories
• Amounts and dates

2Device Permissions

The App may request the following permissions:

• Notification Permission (Optional): Used to send reminders related to expense tracking.
• Internet Access: Required for displaying advertisements and analytics services.
• Advertising ID Permission: Used by advertising partners to provide relevant advertisements.

The App does not request access to:

• Contacts
• Camera
• Microphone
• Location
• Messages
• Photo library

3Advertising and Third-Party Services

The App uses third-party services for advertising and analytics purposes.

3.1 Google AdMob

The App displays advertisements, including:

• Native Ads
• Interstitial Ads
• App Open Ads

Google AdMob and its partners may automatically collect certain information, including:

• Device information (device model, operating system version, device identifiers such as Advertising ID)
• Usage data (app interactions, ad impressions, clicks)
• IP address (used for approximate location targeting at the country or region level)

This data is collected and processed by Google in accordance with Google's Privacy Policy.

We do not control how Google processes this data. We do not sell personal information to third parties.

3.2 Google Analytics for Firebase

We use Google Analytics for Firebase to analyze app usage and improve user experience. This service may collect:

• App usage data
• Device information
• Performance and crash data

Google's Privacy Policy applies: https://policies.google.com/privacy

4User Consent (GDPR / EEA / UK Compliance)

For users located in the European Economic Area (EEA), the United Kingdom, and other applicable regions, we use Google's User Messaging Platform (UMP) to request consent before collecting data for personalized advertising.

For users in the EEA and UK, data processing is based on user consent obtained through Google's User Messaging Platform (UMP).

Users can:

• Accept or decline personalized advertising on first launch
• Change consent preferences at any time within the App's Privacy Settings

If consent is declined, non-personalized ads may still be shown.

5Children's Privacy

The App is not specifically directed to children under the age of 13.

• We do not knowingly collect personal information from children.
• If we become aware that personal data has been collected from a child without parental consent, we will take appropriate steps to delete such information.
• If required under applicable regulations, personalized advertising will be disabled for users identified as children.

Advertising services are handled by Google AdMob in compliance with applicable child protection regulations.

6Data Security

We apply reasonable administrative and technical safeguards to protect information against:

• Unauthorized access
• Alteration
• Disclosure
• Destruction

7Data Retention and Deletion

7.1 User Financial Data

User-entered financial data is stored locally on the device. Users may delete their data at any time by:

• Clearing app data from device settings
• Uninstalling the App

7.2 Advertising and Analytics Data

Advertising and analytics data is managed by Google according to Google's data retention policies. Users may:

• Reset their Advertising ID in device settings
• Opt out of personalized advertising in device settings
• Modify consent preferences inside the App

8Your Rights

Depending on your location, you may have the right to:

• Access your data
• Request deletion
• Withdraw consent
• Opt out of personalized advertising

To exercise these rights:

• Adjust consent settings within the App
• Reset your Advertising ID in device settings
• Contact us directly using the information below

9Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted here with an updated "Last updated" date.

Users are encouraged to review this page periodically.

10Data Safety Summary

• We do not store financial data on external servers.
• All expense records remain on the user's device.
• Third-party services (Google AdMob and Google Analytics for Firebase) may collect device and usage data for advertising and analytics purposes.
• No financial data entered into the App is shared with third parties.
• We do not sell personal information.

11Contact Us

If you have any questions regarding this Privacy Policy, please contact: