Privacy Policy

1Information We Collect

1.1 Personal Information

Our Apps do not require user registration and do not directly collect personally identifiable information, such as:

• Full name
• Email address
• Phone number
• Home address
• Bank account or payment information

1.2 User-Entered Data

Some of our Apps allow users to manually enter data (e.g., financial records, notes, personal preferences). Such data includes but is not limited to:

• Income and expenses
• Notes and descriptions
• Categories and tags
• Amounts and dates

2Device Permissions

Depending on the specific App, we may request the following permissions:

• Notification Permission (Optional): Used to send reminders or alerts relevant to the App's functionality.
• Internet Access: Required for displaying advertisements and analytics.
• Advertising ID Permission: Used by advertising partners to serve relevant advertisements.

Our Apps do not request access to:

• Contacts
• Camera
• Microphone
• Location
• Messages
• Photo library

If any future App requires additional permissions, this policy will be updated accordingly, and users will be notified.

3Advertising and Third-Party Services

Our Apps use third-party services for advertising and analytics.

3.1 Google AdMob

Our Apps may display advertisements, including:

• Native Ads
• Interstitial Ads
• App Open Ads (displayed when launching the App)

Google AdMob and its partners may collect certain information automatically, including:

• Device information (device model, OS version, device identifiers such as Advertising ID)
• Usage data (app interactions, ad impressions, clicks)
• IP address (used for approximate location targeting at country/region level)

This information is collected and processed by Google in accordance with Google's Privacy Policy.

3.2 Google Analytics for Firebase

We use Google Analytics for Firebase to analyze app usage and improve user experience. This service may collect:

• App usage data
• Device information
• Performance and crash data

Google's Privacy Policy applies: https://policies.google.com/privacy

4User Consent (GDPR / EEA / UK Compliance)

For users located in the European Economic Area (EEA), the United Kingdom, and other applicable regions, we use Google's User Messaging Platform (UMP) to request consent before collecting data for personalized advertising.

Users can:

• Accept or decline personalized advertising on first launch.
• Change consent preferences at any time within the App's Privacy Settings.

If consent is denied, non-personalized ads may still be shown.

5Children's Privacy

Our Apps are not specifically directed to children under the age of 13.

• We do not knowingly collect personal information from children.
• If we become aware that personal data has been collected from a child without parental consent, we will take appropriate steps to delete such information.

Advertising shown to users is handled by Google AdMob in compliance with applicable child protection regulations.

6Data Security

We apply reasonable security measures to protect user data against:

• Unauthorized access
• Alteration
• Disclosure
• Destruction

7Data Retention and Deletion

User Data

Stored locally on the device. Users may delete data at any time by:

• Clearing app data from device settings
• Uninstalling the App

Advertising & Analytics Data

Managed by Google according to Google's data retention policies. Users may:

• Reset Advertising ID in device settings
• Opt out of personalized advertising in device settings
• Modify consent inside the App

8Your Rights

Depending on your location, you may have the right to:

• Access your data
• Request deletion
• Withdraw consent
• Opt out of personalized advertising

To exercise these rights:

• Adjust consent settings within the App
• Reset your Advertising ID in device settings
• Contact us directly using the information below

9Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted here with an updated "Last updated" date.

Users are encouraged to review this page periodically.

10Data Safety Summary

• We do not store user-entered data on external servers.
• All records remain on the user's device.
• Third-party services (Google AdMob and Google Analytics for Firebase) may collect device and usage data for advertising and analytics purposes.
• No user-entered data is shared with third parties.

11Applicable Apps

This Privacy Policy applies to all apps published by DreamTech.VN, including but not limited to:

• Expense Tracker & Manager — Google Play

As we release new applications, they will be added to the list above and governed by this same Privacy Policy.

12Contact Us

If you have any questions regarding this Privacy Policy, please contact: